Homeowners-Our homes are our most valuable possessions. It only natural that this is the most important personal area of exposure.  Homeowners insurance is like an interview, the better we understand, the better we can service your account.  It’s all about “life styles” and its evolutions. We know which markets will fit you best.  We will custom fit the coverage to provide you with the premier solution.  

Auto- Personal auto coverage is always a hot topic; it gets hotter as time goes on. Let us insulate you from trends, advise you on youthful drivers, and be there in the event of an accident.  Auto insurance can change dramatically from year to year; we will make a constant and consistent effort to inform you of the evolving changes that occur.

Valuable Articles – Valuable articles are easy to recognize but often go uncovered at the time of a claim.  We make certain these processions are covered, if warranted.  This property comes in various forms but more notable are:              

Art work / Antiques
Computer / Cameras
Jewelry / Clocks
Music collections / Instruments
Others: coins, stamp, firearms, and furs

Recreational vehicles- Motorcycles, boats, snowmobiles, jet skies, ATVs, campers + RVs Are our toys of choice.  Toys must be covered correctly or we lose them.  This is one area which is most often overlooked and it is very important to make the right call for what’s at risk.  There are so many options on how to handle, let us assist you!

Life insurance- We need to understand what stage of life you are in and customize a program for the need.  The needs will change as time goes on and different situations will dictate what we need to execute.  We will integrate, separate and provide the solutions which make sense.