When a business owner thinks of insuring his or her building and its contents, many think of a number that they will be comfortable receiving in the event of a catastrophic loss. You would not believe how many times I’ve heard owners say things like “If this place burned, I would not rebuild it the […]
Various aspects of Cyber Liability Claims: Many business owners do not know exactly what constitutes a cyber liability claim. Even if a business is not selling products online, they can still be exposed to cyber claims. It is important for all business owners to be aware of the risks of this emerging area of commerce […]
How well is your agent protecting your business? Every week we see shocked looks on people’s faces as we illustrate the numerous gaps we typically find in commercial insurance coverage. There are at least 3 major gaps in over 80% of the policies we review. Here’s what happened on the last few policies we reviewed: […]
Employment Practices Liability Insurance (EPLI) is a hot button issue in the insurance world these days. Dealing with things like harassment, wrongful termination, hostile workplaces, abuse at work, etc., employers are finding it harder and harder to comply with the multitude of federal employment laws while also meticulously controlling the workplace environment and psychically analyzing […]
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